Crate & Barrel credit card, and the best card to use
Crate & Barrel purchases fall under everything else. Here are the cards that earn the most there, ranked from live reward data. CashCatch checks your own wallet in a tap.
Crate & Barrel has its own card — the Crate & Barrel and CB2 Visa Signature Card. No annual fee; earns 10% back in Reward Dollars at Crate & Barrel, CB2, Crate & Kids and Hudson Grace, and works as a general Visa elsewhere. It earns mainly at Crate & Barrel; the cards below earn everywhere, so it is worth comparing both.
- The credit card and rewards program are shared across Crate & Barrel and its sister brand CB2.
Top cards at Crate & Barrel
- 12%Citi Double Cash® Card2% base (everything else)No annual fee
- 22%Synchrony Premier World Mastercard®2% base (everything else)No annual fee
- 32%Wells Fargo Active Cash® Card2% base (everything else)No annual fee
- 42%Capital One Venture Rewards Credit Card2x pts base (everything else)$95/yr annual fee
- 52%Chase Sapphire Preferred® Card2x pts base (everything else)$95/yr annual fee
- 62%Capital One Venture X Business2x pts base (everything else)$395/yr annual fee
Rates come from our live dataset and can change. Always verify with the card issuer before you rely on a number.
How to earn the most at Crate & Barrel
Many everyday purchases do not fall into any bonus category, and Crate & Barrel often lands in this everything-else bucket. Superstores and general retailers, for instance, commonly code as general merchandise rather than as groceries or another bonus category, even when they sell food and household goods. When Crate & Barrel codes this way, most cards pay only their base everyday rate, so the winner at Crate & Barrel is usually whichever card in your wallet has the highest flat rate rather than a specialized category card.
Choosing a card for Crate & Barrel is simpler here than in bonus categories: look for your strongest flat everyday rate. This is exactly why a good flat-rate card belongs in every wallet, since it quietly outperforms category cards anywhere the bonus does not apply, including Crate & Barrel. If Crate & Barrel occasionally runs a co-branded card or a targeted offer, that can change the math, so it is worth a look. Rates change over time, so the ranking above is built from current data rather than a permanent answer.
Crate & Barrel cashback FAQ
Does Crate & Barrel do cash back?
The cash back you control at Crate & Barrel comes from how you pay, not from the store. Right now the top card earns 2% back there (Citi Double Cash® Card), and paying with the right card works alongside any Crate & Barrel loyalty program or promotion you already use.
What is the best credit card to use at Crate & Barrel?
Citi Double Cash® Card tops the list for Crate & Barrel, earning 2% here (2% base (everything else)). But the best card is whichever one in your own wallet earns the most on everything else, which is exactly what CashCatch checks for you in a tap.
Does Crate & Barrel have its own credit card?
Yes — the Crate & Barrel and CB2 Visa Signature Card. No annual fee; earns 10% back in Reward Dollars at Crate & Barrel, CB2, Crate & Kids and Hudson Grace, and works as a general Visa elsewhere. It earns rewards mainly at Crate & Barrel and its partners, so it is worth weighing against the cards ranked above, which earn wherever you shop.
Why doesn't my category card earn a bonus at Crate & Barrel?
If Crate & Barrel codes as a general retailer, category cards for groceries, dining, or gas simply do not match, so they pay their base rate. The card is working as intended; the purchase just falls outside its bonus. This is where a flat everyday card usually earns more, because it pays the same rate regardless of how Crate & Barrel codes.
Does a superstore like Crate & Barrel count as a grocery store?
Usually not. Large general retailers tend to code as general merchandise rather than as supermarkets, even when a big part of the basket is food, so grocery bonuses often do not apply at Crate & Barrel. A flat everyday card commonly earns more there than a grocery card. Your statement shows the category Crate & Barrel used if you want to confirm.
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