Expedia credit card, and the best card to use
Expedia purchases fall under travel. Here are the cards that earn the most there, ranked from live reward data. CashCatch checks your own wallet in a tap.
Expedia has its own card — the One Key Card. Co-branded Wells Fargo Mastercard tied to the One Key rewards program, usable across Expedia, Hotels.com, and Vrbo. It earns mainly at Expedia; the cards below earn everywhere, so it is worth comparing both.
- One Key rewards program is shared across Expedia, Hotels.com, and Vrbo
- Online travel agency booking flights, hotels, cars, and packages
Top cards at Expedia
- 15%Wells Fargo Autograph Journey℠ Card5x pts on Travel$95/yr annual fee
- 24%PenFed Pathfinder® Rewards Visa Signature® Card4x pts on Travel$95/yr annual fee
- 34%Chase Sapphire Reserve®4x pts on Travel$795/yr annual fee
- 43%Citi Strata Premier® Card3x pts on Travel$95/yr annual fee
- 52%Citi Double Cash® Card2% base (everything else)No annual fee
- 62%Synchrony Premier World Mastercard®2% base (everything else)No annual fee
Rates come from our live dataset and can change. Always verify with the card issuer before you rely on a number.
How to earn the most at Expedia
Travel is one of the least standardized bonus categories. Cards differ on whether the elevated rate applies to bookings made directly with Expedia or only to bookings made through the card's own travel portal, and the two paths can earn different rates. General travel categories usually cover flights, hotels, car rentals, and cruises, so a purchase at Expedia typically qualifies when Expedia fits one of those types. Co-branded cards tied to a specific airline or hotel add perks and elevated earning at that brand that a general travel card will not match.
Choosing a card for Expedia depends on how you book and how loyal you are. If you book Expedia directly and value flexibility, a general travel card with a broad definition often wins. If you concentrate spending at one brand, a co-branded card can return more through perks and bonus earning even when its headline rate looks similar. Portal-only bonuses trade a higher rate for less flexibility, which may or may not suit your plans. Rates and portal rules change, so the ranking above uses current data rather than a fixed promise.
Expedia cashback FAQ
Does Expedia do cash back?
The cash back you control at Expedia comes from how you pay, not from the store. Right now the top card earns 5% back there (Wells Fargo Autograph Journey℠ Card), and paying with the right card works alongside any Expedia loyalty program or promotion you already use.
What is the best credit card to use at Expedia?
Wells Fargo Autograph Journey℠ Card tops the list for Expedia, earning 5% here (5x pts on travel). But the best card is whichever one in your own wallet earns the most on travel, which is exactly what CashCatch checks for you in a tap.
Does Expedia have its own credit card?
Yes — the One Key Card. Co-branded Wells Fargo Mastercard tied to the One Key rewards program, usable across Expedia, Hotels.com, and Vrbo. It earns rewards mainly at Expedia and its partners, so it is worth weighing against the cards ranked above, which earn wherever you shop.
Does booking Expedia directly earn more than booking through a card portal?
It varies by card. Some cards pay their highest travel rate only on portal bookings, while others reward direct bookings with Expedia equally or more. Portals can add restrictions on changes and cancellations, so a higher rate is not always the better deal. Compare the rate against the flexibility you would give up before booking.
Will a purchase at Expedia count as travel on my card?
It depends on how Expedia is categorized. Airlines, hotels, car rental agencies, and cruise lines usually code as travel, while ancillary services and some booking platforms can code differently. If a charge at Expedia does not earn the travel rate you expected, your statement's category detail will usually explain why.
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